Online car loans and car finance
Whatever type of car or vehicle you are looking to buy, we can help. You might want to buy a new car or a used car on the second hand market - it's entirely up to you.
By taking out a loan, rather than finance which is secured against the car you buy, you can be more flexible.
You can negotiate the price of a new car by paying cash. Similarly if you prefer to buy a used or secondhand car you have the cash in your pocket to make an offer as soon as you find the vehicle that's right for you.
We offer personal car loans online at competitive rates. If you are a homeowner and are looking for a large loan you might want to consider a secured car loan. Alternatively you could take out an unsecured car loan.
Elements 4 offer vehicle loans and car finance to ALL residents of the UK regardless of circumstances, credit problems and difficulties. During our 30 years in the loan industry we have seen most credit problems and been able to accomodate them on one of our loan schemes.
We welcome applicants with ccjs, arrears, defaults, bankrupts and other bad credit. Similarly people who are self employed, council tenants, private tenants, living with parents, on benefits etc. are able to apply.
You decide how much you want to spend and then fill out our simple online car loan enquiry form for a no obligation quotation. It doesn't cost you anything to apply and see how cheap our rates are.
As long as you can afford the monthly repayments you should be able to finance your car regardless of your past credit history. Elements car loans will help you get on the road with the minimum of fuss.
Simply click below to be taken to our quick and easy application form

Useful sites
Carloans.co.uk
Specialist car loan providers.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE 12.9% APR TYPICAL
OR ANY OTHER DEBTS SECURED ON IT.
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